FSCS in-default register

Heritage Financial Services

Declared in default16 October 2003FRN 118164

What this means for you

Because Heritage Financial Services has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

Heritage Financial Services, authorised under FRN 118164, has been declared in default by the FSCS as of 16 October 2003. The firm's specific product offerings are not recorded in available data. Former customers may be entitled to FSCS compensation, though the applicable limits depend on the product category involved in their claim.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.