FSCS in-default register

Spa Insurance Services

Declared in default18 November 1998FRN 120838

What this means for you

Because Spa Insurance Services has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

Spa Insurance Services, a UK-regulated financial services firm operating under FRN 120838, was declared in default by the FSCS on 18 November 1998. The firm's product types are not specified in available records. Customers of Spa Insurance Services may be eligible for FSCS compensation, though specific entitlements depend on the classification of products held at the time of default.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.