FSCS in-default register

Residential & Commercial Mortgage Services Limited

Declared in default31 August 2004FRN 121425

What this means for you

Because Residential & Commercial Mortgage Services Limited has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

Residential & Commercial Mortgage Services Limited (FRN 121425) was declared in default by the Financial Services Compensation Scheme on 31 August 2004. The firm provided mortgage services to customers. Former customers of the firm may be entitled to FSCS compensation of up to £85,000 in relation to mortgage products.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.