Joseph Silk & Kevin Mudd t/a Overseas Financial Services
What this means for you
Because Joseph Silk & Kevin Mudd t/a Overseas Financial Services has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.
Background
Joseph Silk & Kevin Mudd, trading as Overseas Financial Services (FRN 125059), was declared in default by the Financial Services Compensation Scheme on 2 May 2006. The firm's product types are not specified in available records, limiting clarity on the scope of services offered. Eligible customers may be entitled to FSCS compensation up to the applicable limit for their product category, though specific entitlements depend on the nature of investments or services held at the time of default.
Products this firm wrote
How to claim
- Check you were a customer of this firm during the period it was regulated.
- Gather your policy / advice / contract paperwork — start with anything you have in writing.
- Identify your loss and the date it crystallised.
- Apply via the FSCS online claim portal at claims.fscs.org.uk.
- The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.