FSCS in-default register

Insure Direct Limited formerly trading as Cumbria Investment Brokers Limited-

Declared in default27 January 2004FRN 125087

What this means for you

Because Insure Direct Limited formerly trading as Cumbria Investment Brokers Limited- has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

Insure Direct Limited, formerly trading as Cumbria Investment Brokers Limited (FRN: 125087), was declared in default by the Financial Services Compensation Scheme on 27 January 2004. The firm's specific product offerings cannot be determined from available records. Former customers may be entitled to FSCS compensation of up to £85,000 for eligible claims, subject to the scheme's standard limits and eligibility criteria.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.