FSCS in-default register

Hometown Finance Consultants Limited

Declared in default2 February 2007FRN 131218

What this means for you

Because Hometown Finance Consultants Limited has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

Hometown Finance Consultants Limited (FRN 131218) was declared in default by the Financial Services Compensation Scheme on 2 February 2007. The firm's product types were not specified in available records, limiting clarity on the precise nature of its financial services offerings. Former customers may be entitled to FSCS compensation, though the applicable limits—£85,000 for investments, mortgages, and deposits, or 90 per cent of claims for insurance—depend on the products involved.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.