FSCS in-default register

W D Coutts (Insurance Consultants) Limited

Declared in default21 August 2006FRN 134457

What this means for you

Because W D Coutts (Insurance Consultants) Limited has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

W D Coutts (Insurance Consultants) Limited, FRN 134457, was declared in default by the Financial Services Compensation Scheme on 21 August 2006. The firm's specific product offerings cannot be determined from available records. Eligible customers may be entitled to compensation up to the applicable FSCS limits, though the absence of recorded product type data limits further specification of cover entitlements.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.