FSCS in-default register

Ian Mcdonald Davies T/A "Midlands Insurance Service"

Declared in default7 September 1994FRN 137292

What this means for you

Because Ian Mcdonald Davies T/A "Midlands Insurance Service" has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

Ian Mcdonald Davies, trading as Midlands Insurance Service (FRN 137292), was declared in default by the Financial Services Compensation Scheme on 7 September 1994. The firm's primary business involved the provision of insurance products to customers. Former customers of the firm may be entitled to FSCS compensation of up to 90% of their claim with no maximum limit applied.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.