J M Townrow & A Townrow t/a J.M. Townrow and Associates
What this means for you
Because J M Townrow & A Townrow t/a J.M. Townrow and Associates has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.
Background
J.M. Townrow and Associates (FRN 138215), operated by J M Townrow and A Townrow, was declared in default by the Financial Services Compensation Scheme on 21 October 2005. The firm's specific product offerings cannot be determined from available records. Eligible customers may be entitled to FSCS compensation, though entitlements vary by product type: investments, mortgages, and deposits are covered up to £85,000 each, while insurance claims are covered at 90% with no upper limit.
Products this firm wrote
How to claim
- Check you were a customer of this firm during the period it was regulated.
- Gather your policy / advice / contract paperwork — start with anything you have in writing.
- Identify your loss and the date it crystallised.
- Apply via the FSCS online claim portal at claims.fscs.org.uk.
- The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.