Northdowns Insurance Mortgage and Pension Consultants Limited
What this means for you
Because Northdowns Insurance Mortgage and Pension Consultants Limited has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.
Background
Northdowns Insurance Mortgage and Pension Consultants Limited (FRN 144583) was declared in default by the Financial Services Compensation Scheme on 22 November 2004. The firm provided insurance, mortgage, and pension consultation services to retail customers. Former clients may be entitled to FSCS compensation of up to £85,000 for mortgage-related claims and 90% of losses for insurance claims with no upper limit, subject to individual eligibility criteria.
Products this firm wrote
How to claim
- Check you were a customer of this firm during the period it was regulated.
- Gather your policy / advice / contract paperwork — start with anything you have in writing.
- Identify your loss and the date it crystallised.
- Apply via the FSCS online claim portal at claims.fscs.org.uk.
- The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.