FSCS in-default register

N McClements T/a Northumbria Mortgages

Declared in default29 October 2010FRN 302484

What this means for you

Because N McClements T/a Northumbria Mortgages has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.

Background

N McClements, trading as Northumbria Mortgages (FRN 302484), was declared in default by the Financial Services Compensation Scheme on 29 October 2010. The firm's specific product offerings cannot be determined from available data. Eligible customers may be entitled to compensation up to the relevant FSCS limits depending on the products they held with the firm at the time of its default.

Products this firm wrote

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How to claim

  1. Check you were a customer of this firm during the period it was regulated.
  2. Gather your policy / advice / contract paperwork — start with anything you have in writing.
  3. Identify your loss and the date it crystallised.
  4. Apply via the FSCS online claim portal at claims.fscs.org.uk.
  5. The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.