Inspirational Financial Management Ltd, trading as IFM Retirement Solutions
What this means for you
Because Inspirational Financial Management Ltd, trading as IFM Retirement Solutions has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.
Background
Inspirational Financial Management Ltd, trading as IFM Retirement Solutions (FRN 223511), provided pension advice, pension transfer services, and self-invested personal pension (SIPP) administration to UK customers. The Financial Services Compensation Scheme (FSCS) declared the firm in default on 3 April 2025. Former customers holding eligible pension-related claims may be entitled to compensation up to £85,000 under FSCS protection rules.
Products this firm wrote
How to claim
- Check you were a customer of this firm during the period it was regulated.
- Gather your policy / advice / contract paperwork — start with anything you have in writing.
- Identify your loss and the date it crystallised.
- Apply via the FSCS online claim portal at claims.fscs.org.uk.
- The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.