M & P Financial Planning Ltd
What this means for you
Because M & P Financial Planning Ltd has been declared in default, you can't complain via the Financial Ombudsman Service in the normal way. Instead, eligible customers can apply to the Financial Services Compensation Scheme for compensation.
Background
M & P Financial Planning Ltd (FRN 442730) has been declared in default by the Financial Services Compensation Scheme (FSCS) as of 15 November 2017. The firm's specific product offerings cannot be determined from available records. Former customers may be entitled to FSCS compensation, though the applicable limits depend on the financial products involved; customers with deposits, mortgages, or investments may recover up to £85,000, while insurance customers may receive up to 90% of their claim with no upper limit.
Products this firm wrote
How to claim
- Check you were a customer of this firm during the period it was regulated.
- Gather your policy / advice / contract paperwork — start with anything you have in writing.
- Identify your loss and the date it crystallised.
- Apply via the FSCS online claim portal at claims.fscs.org.uk.
- The FSCS investigation typically takes 6–18 months. They will assess eligibility, liability and quantum.